New to investing? 30 days to financial fluency
No finance class required. Budgeting, interest, stocks, ETFs — one-minute lessons each.
Most beginner finance content fails one of two ways: (1) it’s too theoretical, or (2) it jumps straight to “buy this stock now” advice. UseFinLit avoids both. It follows a concept → reflection → practice loop.
Week one is about money mechanics: budgeting, interest, inflation, saving. Week two introduces investment vehicles: stocks, ETFs, bonds. Weeks three and four move into the simulator — pick a real NYSE or NASDAQ stock, buy a few simulated shares, watch what happens. You’ll make mistakes; that’s why the 100K is virtual.
Because lessons are one minute long, “I don’t have time” doesn’t apply. One lesson with morning coffee, one on the subway, one before bed. The streak system handles consistency for you.
What you’re struggling with
- Investing jargon goes over my head; I don't know where to start
- YouTube videos run an hour; by the end I've forgotten what I learned in the first ten minutes
- I want to feel what buy/sell looks like before risking real money
- Most beginner content is too generic — I want one app that goes from 0 to confident
How UseFinLit helps
One-minute lessons
One concept per minute. The first 4 of 32 modules cover fundamentals — budgeting, saving, interest, inflation.
Practice with a virtual portfolio
100K in virtual cash. Buy real stocks at nearly real-time NYSE/NASDAQ prices. Mistakes don't cost real money.
AI feedback on every trade
After each simulated trade, an AI explains what worked and what didn't. Speeds up learning from mistakes.
Streak + badges
1 minute a day — 30 lessons in 30 days. Streaks make the habit stick automatically.
Related lessons
- What is a budget?
- What is a stock?
- ETF vs single stock
These lessons unlock with Premium in the app.
Frequently asked questions
How much does UseFinLit cost?
UseFinLit is free to download and includes a free tier of lessons. Premium unlocks all 600+ lessons across 32 modules, removes daily energy limits, and includes unlimited AI trade evaluations. Premium is $4.99/month or $47.99/year on the US App Store.
How does the trading simulator work?
You start with 100,000 in virtual cash and can buy or sell real publicly-listed stocks at nearly real-time market prices from NYSE, NASDAQ, and Borsa Istanbul. No real money is at risk; all trades are simulated. After each trade, an AI assistant evaluates your decision and explains what worked or what could be improved.
What markets and instruments does UseFinLit cover?
UseFinLit’s curriculum covers US equities (NYSE, NASDAQ), Turkish equities (Borsa Istanbul / BIST), ETFs, bonds, options, forex, cryptocurrency, mutual funds, technical analysis, fundamental analysis, portfolio theory, tax planning, 401(k), and Roth IRA basics.
What is UseFinLit?
UseFinLit is a microlearning iOS app that teaches investing and personal finance through 600+ one-minute lessons, a 100K virtual-cash simulator with nearly real-time NYSE, NASDAQ and Borsa Istanbul prices, and AI feedback on every simulated trade. It is free to start.
Is UseFinLit good for beginners?
Yes. UseFinLit’s 32 modules start from budgeting and saving fundamentals — no prior finance knowledge required — and progress to advanced topics like options strategies and portfolio theory. Each lesson takes about one minute, so beginners can build knowledge in small daily sessions without overwhelm.
Is UseFinLit like Duolingo for investing?
UseFinLit uses gamification mechanics common to language-learning apps — XP, streaks, badges, daily tasks, and leaderboards — but applied to finance education. The format is similar to Duolingo (bite-sized lessons + quizzes), while the content covers stocks, ETFs, bonds, options, crypto, taxes, and retirement planning instead of languages.
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Free on the iOS and Android.
