Fundamentals
FundamentalsCategory: 4 posts
ders-07-the-magic-of-compound-interest
Question: save $500/month for 30 years — what do you get? Calculator says 500 × 12 × 30 = $180,000. Right? Incomplete. With compound, very different.
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ders-09-what-is-financial-freedom
Financial freedom: when your passive income covers your living expenses. You CHOOSE whether to work — it isn't required. The goal isn't early retirement — it's choice freedom.
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ders-08-time-value-of-money
$1,000 today is more valuable than $1,000 in 10 years. Two reasons: inflation (purchasing power drops) and opportunity cost (invested now, it would grow).
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ders-10-whats-your-risk-profile
Risk profile: a pre-commitment about what you'll do when markets drop. Three types: conservative (low loss tolerance), moderate (mid), aggressive (high volatility tolerance).
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